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This does not reduce the principal balance.
If you choose bankruptcy then the debt can be erased if you qualify, but will leave a negative mark on your credit for 7-10 years.
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Notice the dates and vocabulary used.
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The Bureau also seeks comment on whether there are alternative approaches that could allow vehicle title lending under the proposed conditional exemption for certain covered short-term loans and still provide strong protections against the harms that can result to consumers who lack the ability to repay their loans, including default and potential loss of the consumer's vehicle, collateral harms from making unaffordable loan payments, and reborrowing.
For many of us the next logical option would be an existing borrowing resource such as a credit card, depending on the available credit this of course would be an option to be considered.
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ZIP codes near Jamestown
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