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Similar to other computing devices, like computers or Smartphones, IoT devices also pose security risks to consumers.
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Throughout this proposal, the Bureau has relied on and applied this interpretation in proposing requirements to prevent acts or practices identified as unfair or abusive.
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It was primarily private lenders who relaxed standards: Private lenders not subject to congressional regulations collapsed lending standards.It
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The Bureau notes that all “covered persons” within the meaning of the Dodd-Frank Act have a duty not to engage in unfair, deceptive, or abusive acts or practices.
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