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This sub-committee is convened for any of the following reasons: The Chairman of the Ethics Committee (or designee) believes that the issues are sufficiently complex that a team composed of members of the Ethics Committee would be beneficial to advise about the issue.
If the insurance company confirms that it is possible to borrow against a term life policy, the next step is to ask the agent what interest rate will apply when the policy holder starts the re-payment process.
Sometimes, they will waive the application fee as an enticement to bring in more borrowers (i.
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