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You can also consider paying large down payment.
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Although such an Entry may be better characterized as “unauthorized,” as a practical matter it may be returned for insufficient funds before a determination regarding authorization can be made.
You might want to keep a little bit of that lump sum as an emergency fund (3-6 months of expenses) if you dont already have one of those established.
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Your repayments are likely to be structured around when you get paid, and lenders often direct debit your repayments directly from your bank account.
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01 March 2016
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